About

Carol Huffman brings over 38 years of experience in the real estate appraisal profession and is President and a primary founder of the Arkansas Coalition of Appraisers (ARCOA). She founded Carol Huffman Appraisals in Arkansas in 1990. Her firm serves seven counties, and she has been a VA, FHA, USDA, and HUD roster appraiser for more than 22 years. Carol currently supervises appraisal trainees in Arkansas and Alaska.

To better serve diverse and rural markets, Carol expanded her practice to Kenai, Alaska, where she operates a second office covering the entire Kenai Peninsula. She divides her time between Arkansas and Alaska, providing residential valuation services, consulting, and litigation support. She has held a Certified Residential License in Arkansas since the mid-1990s and in Alaska for approximately five years, with extensive experience in rural and extremely rural markets.

Carol has been an active and committed member of the National Association of Appraisers for five years, attending ACTS and SUMMIT conventions annually. She currently serves on the Membership and Fundraising Committees and is actively working to establish NAA state organizations in both Arkansas and Alaska, demonstrating her commitment to strengthening the association at the grassroots level and expanding member engagement.

Mentorship and education are central to Carol's professional mission. She has trained and supervised multiple full-time appraisers throughout her career and believes supporting the next generation is essential to the long-term health of the profession. She holds a Home Measurement Specialist (HMS) designation and an Appraisal Review (AR) certification and regularly shares her expertise with industry partners through her "Ask the Appraiser" presentations.

Carol's leadership extends beyond appraisal. She has a proven history of building and sustaining organizations, including founding a youth soccer program in Johnson County that remains active today and creating community food banks and outreach programs that grew to serve more than 400 families.

Carol has been married to her husband, David, for 44 years. In their spare time, they enjoy traveling, hunting, and fishing with family.

As President and a primary founder of ARCOA, Carol is committed to advocating for practicing appraisers, promoting education and mentorship, supporting rural markets, and helping ensure a strong, unified future for the appraisal profession.

Jim Pedigo is a resident of Little Rock and holds Certified Residential Appraiser licenses in both Arkansas and Texas. He serves as a Director of the Arkansas Coalition of Appraisers (ARCOA), representing the lender perspective. Jim is currently the Residential Real Estate Appraisal Manager for Bank OZK, where he manages all aspects of the appraisal process across the bank's six-state footprint.

Over his 27-year career as an appraiser, Jim has operated his own appraisal businesses in both Houston and Dallas, trained new appraisers who continue to work in the industry today, managed a group of review appraisers contracted to Chase Bank, and spent eight years as a Review Appraiser and Subject Matter Expert at Fannie Mae in Dallas.

Jim is also a member of the Association of Texas Appraisers and believes the time is right for Arkansas appraisers to come together and support ARCOA, which he believes will strengthen the appraisal profession here in the Diamond State.

Patty Thompson holds Certified Residential Appraiser licenses in both Arkansas and California. She began her appraisal career in 2004 under the mentorship of a Certified General Appraiser. She also holds an Accredited Green Certification, with experience in green building features, including solar, and has experience completing collateral risk analysis reviews.

Patty has been married to her husband, Gary, for 39 years. Gary is a recently retired roofing contractor, and together they owned a roofing company for 38 years. She has six grandchildren, three of whom live in Little Rock. Outside of her professional life, Patty enjoys visiting and traveling with family and grandchildren. She is also part of the Cabot Cruisers and enjoys runs and trails throughout Arkansas, river floats, and discovering more of Arkansas and the Ozarks.

Patty volunteers as Treasurer for the Arkansas Coalition of Appraisers because she feels it is important to provide tools and education and to help preserve the appraisal profession.

Megan Curtis is a Certified General Appraiser serving clients across multiple states throughout the United States. She routinely provides appraisal services for attorneys, lenders, private clients, and federal agencies, with experience in complex assignments involving rural, agricultural, commercial, and special-purpose properties.

Megan brings a deep background in agriculture to her appraisal practice. She earned a Bachelor’s degree in Agricultural Science from Oklahoma State University, with a focus in Agricultural Real Estate Appraisal. Her agricultural education and hands-on understanding of rural properties and agricultural operations provide a strong foundation for evaluating properties influenced by agricultural use, land characteristics, and operational considerations.

Megan is an independent appraiser and co-owner of Stateline Appraisals with her husband. The firm specializes in rural properties, agricultural operations, commercial properties, conservation easements, condemnation, and eminent domain. Her work combines technical appraisal expertise with a practical understanding of the agricultural and rural markets she serves.